What is a "declaration page" in a surplus lines policy?

The declaration page in a surplus lines policy serves a critical function by providing essential information about the policy’s coverage and identifying the parties involved. It typically includes details such as the name of the insured, the policy number, the coverage limits, the effective dates of the policy, and any pertinent deductibles. This summary format allows quick reference and clarity regarding what the policy entails, making it an essential component of the insurance documentation.

While other options reference important elements of an insurance policy, they do not encompass the comprehensive scope of what the declaration page includes. A summary of policy changes would reflect amendments rather than the original terms, while the fine print generally contains more detailed legal language, and a list of endorsements pertains to additional coverages or modifications but doesn't represent the core information found on the declaration page. Thus, the option that accurately describes the declaration page is the one highlighting its role in detailing coverage limits and the involved parties.